Hospital insurance plans help supplement some or all of the cost left by traditional insurance policies. Generally, benefits are paid directly to the insured, so you can use the money for paying medical bill left by your deductible and coinsurance or just use the money to stay afloat while recouping from your illness or injury. Benefits provide a fixed daily, weekly or monthly benefit while the insured is confined to a hospital facility.

Benefits of Hospital Insurance
• Works in addition to your health insurance benefits
• Reduces or eliminates your out of pocket cost for medical expenses
• Supplements loss of income while away from work
• Coverage is generally in $1,000 increments up to $25,000 benefit